Finland: Mandatum Life and Innova - using a personnel fund to reward employees

Personnel funds manage, invest, and pay out incentive bonuses awarded by employers to employees. Employees receive regular cash payments while also building up savings in the fund. As an attractive part of a company's compensation scheme, per-sonnel funds are suitable for employers with ten or more employees.

Switzerland: More than insurance - optimising insurance solutions

Pure insurance solutions do not al-ways cover all a company’s employee benefit needs. In Switzerland, Swiss Life’s  pension and asset management services complete the Picture.