Swiss Life Global Solutions launches a new whole of life, single premium investment-linked policy for the Asian market.

The new product named Gemstone offers flexible death cover for the policyholder and is targeted to accredited investors, as defined under the Securities and Futures Act of Singapore.

Gemstone offers a combination of competitive pricing with flexible death cover. As Gemstone’s death benefit is a fixed net amount at risk it allows clients to plan ahead for future known liabilities. The client can select the custodian and asset manager and also has the option to transfer an existing portfolio into the contract, if certain conditions are met.

Furthermore, Swiss Life Singapore is a member of the Policy Owners’ Protection (PPF) Scheme which provides additional comfort to clients interested in taking out one of our products. The PPF scheme is administered by the Singapore Deposit Insurance Corporation (SDIC) and reduces the financial impact on policy owners in the event a PPF Scheme member fails.

With Gemstone Swiss Life Global Solutions offers Asian clients a hybrid product that provides flexible insurance coverage while meeting wealth structuring needs such as legacy planning, liquidity provision and asset diversification.  


Swiss Life opened its Singapore office on 8 April 2008. Swiss Life Global Solutions in Singapore is today the leading provider of HNWI solutions in Asia.