Since disability protection is not ensured by the German government, employees can hardly expect any benefits in case of occupational disability. With Swiss Life Preferred Deutschland, you offer your employees a flexible insurance solution covering death and disability risks and enable them to lead a self-determined life even in extraordinary leave situations thanks to comprehensive insurance coverage.

  • Unconditional protection

    All illnesses are covered (no exclusion for pre-existing diseases, no medical check) as well as high-risk professions and leisure activities. Insurance cover remains unchanged in case of extraordinary leave.

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    Ultra-simplified administration

    The contract can be adapted annually to your and employees' needs. Administration is streamlined by renewing the plan and updating members only once a year.

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    Highly competitive price

    Swiss Life Global Solutions is able to offer up to 30% lower premiums compared to incumbent insurers for equal insurance coverage.

A single plan combining company and employee goals

Protect and add value to your business

  • Shape attractive employee benefit packages that underline your goal of retaining employees to ensure long-term business continuity.
  • Take responsibility to care for your employees and their families by providing financial protection in case of disability or death, which is key to a loyal and motivated workforce.
  • Set yourself apart from the competition by recruiting qualified employees who expect added value to their salary package and a responsible employer.
  • Offer your employees what others don't: flexibility! With our continuation option, you enable them to take over the insurance contract privately.

Give your employees security and peace of mind

  • Offer your employees attractive disability and death cover free of any charge, so they can lead a self-determined life with financial confidence at all times.
  • Provide them with maximum flexibility through unchanged insurance cover in the event of parental leave, sabbatical leave or short-time working (e.g. COVID-19).
  • Give them the security of full coverage, even in the case of pre-existing diseases, heavy diseases such as cancer or autoimmune diseases.
  • Continuation option available! We offer your employees the chance to continue the company benefits plan on a private basis if they decide to leave your company.

Experts at your side

  • Flexibility

    We are the cross-border competence center of the Swiss Life Group. You can rely on our strong expertise in Employee Benefits and the top-class modular solutions of a trusted partner.

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    More than 500 international companies trust us. We have the experience of managing all types of companies, including large accounts (> 35,000 members).

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    Local know-how

    Benefit from Swiss Life Germany's in-depth knowledge of the local healthcare system and expertise in financial, pension and occupational benefits solutions for your company.

Four steps to a confident future


Fill in the “Get a quote” form below. This will enable us to calculate a first non-binding offer for you.


We will quickly send you the results of our first quote calculation by email.


Have we piqued your interest? Let's dive into the details of your company to prepare an EB plan tailored to your employees' needs.


Issuing the policy and activating your plan will be the final step to a secure future for your company and your employees.

Get a quote

Fill out some basic information to receive a first estimate from our experts of your employee benefits risk package.

Request a consultation

Our experts will be happy to examine your situation for you to shape your and employees' future in self-determination.

Additional services you could include in your plan

Wellbeing solutions

We help businesses keep employees engaged, motivated and healthy, ensuring a productive workforce.

Medical solutions

We support employers strengthen their health offering and retain talent through flexible and high-quality solutions.

Digital solutions

Our innovative digital services offer greater freedom to employers and employees.

Key topics & expert opinions

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